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My next-door neighbor and I frequently borrow things from each other. Not long ago, when I requested his ladder, he told me he had lent it to his son.

Recalling a saying my grandmother used to repeat, I recited, "You should never lend anything to your kids, because you will never get it back."

With that, he responded, "Tell you the truth, it's not even my ladder. It's my dad's."

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