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    Word of Mouth

    A woman phoned her dentist when she received a huge bill. "I'm shocked!" she complained.…
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    Food, Family and Philosophy

    Gary is about to go on his first date, and is nervous about what to talk about. He asks…
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    8-Year-Old Asks

    An 8-year-old girl went to her dad, who was working in the yard. She asked him, "Daddy,…
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    Military Computer

    Officers at a military installation were being lectured about a new computer. The…
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    Breathe

    A lady on a commuter train was reading a newspaper article about life and death…
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    English vs Western

    My wife and I went to a "Dude Ranch" while in Texas. The cowboy preparing the horses…
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    Nativity Accent

    In a small Southern town there was a "Nativity Scene" that showed great skill and talent…
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    Goober On The Net

    A goober went to his mail box several times before it was even time for the mailman to…
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    Anthill Golf

    Once there was a golfer whose drive landed on an anthill.Rather than move the ball, he…
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    No Matter What

    Two long-time golfing buddies got to the course one day and decided that this day they…
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    Mind Games For Dogs

    From the dog manual on how to mess with the minds of your humans. 1. After your humans…
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    Money Date

    Part way through his dinner date, my brother deduced the woman he was with was more…
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    14 Letters

    Robert and Peter had applied for jobs at a large company and had to take an intelligence…
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    Funny Answering Machines

    "Hi! John's answering machine is broken. This is his refrigerator. Please speak very…
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    What Does That Mean?

    Little Levi attended church for the first time with his buddy, Jimmy. As the pastor got…

A client called to report an accident and ask if her insurance rates would go up.

"Our underwriting department determines that", I said. Then I asked for her license number. Verifying her information, I asked, "NMF? Is that N as in Nancy, M as in Mary, and F as in Frank?"

"Well, yes," she said. "But could you please tell your underwriters that it's also N as in Not, M as in My, and F as in fault?"

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