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  • coffee cup

    Clean Cup

    Bill and Doug went into a diner that looked as though it had seen better days. As they…
  • horse snow

    Blizzard Police

    While driving through Buffalo after a heavy snow storm, a motorist noted a policeman,…
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    Electrical Officer

    My daughter is an electrical officer on a carrier. Recently I asked her what her duties…
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    Landing Check

    I was inspecting communications facilities in Alaska. Since I had little experience in…
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    Hot Fishing Spot

    Two goobers go fishing. They catch a lot of fish and return to the shore. 1st goober: I…
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    Cursing Parrot

    Jimmy received a parrot for his birthday. The parrot was fully grown, with a very bad…
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    Teenaged Daughter Owner's Manual

    Instructions for all those with teenage daughters or daughters who think they are…
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    Riding With Grandma

    One evening I was driving my eight-year-old daughter to her grandparents' home for an…
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    Signs You are Broke

    SIGNS YOU ARE BROKE 1. American Express calls and says: "Leave home without it!"2. Your…
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    In Both Ears

    "It's no good, sir," said the hopeless pupil to his English teacher. "I try to learn, but…
  • guard dog

    Guard Dog

    My sister-in-law, a truck driver, decided to get a dog for protection. As she inspected a…
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    More Too Much Coffee

    You know you've been drinking too much coffee when...You can take a picture of yourself…
  • money stack

    AMAP

    The interviewer examined the job application then turned to the prospective employee. "I…
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    Computer One-liners - Part 3

    Computer One-liners - Part 3Programming Department: Mistakes made while you…
  • roofers

    Cinderoofer

    When my children received the video of Cinderella as a summer gift, they watched it…

A client called to report an accident and ask if her insurance rates would go up.

"Our underwriting department determines that", I said. Then I asked for her license number. Verifying her information, I asked, "NMF? Is that N as in Nancy, M as in Mary, and F as in Frank?"

"Well, yes," she said. "But could you please tell your underwriters that it's also N as in Not, M as in My, and F as in fault?"

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